When to Get an Attorney for a Car Accident in California

Here’s a detailed overview of some of the most notable auto accident laws in California: 

1. Fault Determination: California follows a comparative fault rule, meaning each party’s percentage of fault determines their liability. If you’re less than 50% at fault, you can recover damages proportionate to the other party’s responsibility.
2. Statute of Limitations: You generally have two years from the date of the accident to file a personal injury lawsuit (California Code of Civil Procedure section 335.1). For property damage claims, the statute of limitations is three years.
3. Minimum Insurance Requirements: California law mandates drivers to carry liability insurance with minimum coverage limits of $15,000 for injury or death to one person, $30,000 for injury or death to more than one person, and $5,000 for property damage (California Vehicle Code section 16056).
4. No-Fault Rules: California operates under a fault-based system, not a no-fault system. This means the at-fault driver’s insurance typically covers damages. However, drivers can opt for personal injury protection (PIP) insurance for additional coverage.
5. Hit-and-Run Penalties: Leaving the scene of an accident without providing contact and insurance information is a serious offense in California, punishable by fines, license suspension, and potentially criminal charges (California Vehicle Code sections 20001, 20002).
6. Reporting Requirements: California law mandates reporting accidents involving injury, death, or property damage exceeding $1,000 to the California Department of Motor Vehicles within 10 days (California Vehicle Code section 16000).
7. Seat Belt Laws: All drivers and passengers in California must wear seat belts. Failure to do so can result in fines and potential liability issues in accidents.